Category: Uncategorized

Western Mutual Turns 76!

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Today marks Western Mutual Insurance Group’s 76 year! Established in 1942, Western Mutual began as a county mutual fire insurer in the state of California. In 1949 Residence Mutual Insurance Company, part of the Western Mutual Insurance Group, was founded. Our subsidiary, Arizona Home Insurance Company, was added in 1990. For 76 years, Western Mutual Insurance Group has provided premier homeowners insurance coverages, friendly service, and educated agents who are determined to make our customer’s experience an easy one.

This past year has been a busy one of highs and lows.  We were honored to be named to Ward’s Top 50 List of top performing property and casualty insurance carriers for the sixth straight year, and have our Superior A+ Rating by A.M. Best affirmed for the fifth consecutive year.  We also were privileged to assist in some of the disaster relief from this year, from donating supplies to the Texas Diaper Bank during Hurricane Harvey recovery, to having our adjusters be some of the first on the scene in the aftermath of the Santa Rosa fires.

We continued our community involvement in good times as well, sponsoring a “Patriots & Paws” Golf Tournament to help give back to brave veterans (look for upcoming news on the 2018 Tournament!) and running a holiday Giving Tree for local senior and disabled individuals throughout the holiday season.

We thank you for allowing us to serve you and your family for the past seven decades and look forward to continuing to do so in the future!

Home Cleaning Tips

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Spring is right around the corner and with it traditionally comes cleaning! Here is a list of helpful spring cleaning recommendations:

  • Properly clean and seal countertops
  • Clean and wipe down kitchen and bathroom cabinets
  • Wipe and clean down windows, both inside and out
  • Clean your bathroom and kitchen tiles with a mixture of baking soda and water
  • Organize your closet and donate pieces you haven’t worn in a while
  • Wipe off burnt food and scum on your range and oven
  • Disinfect your washing machine with white vinegar and baking soda
  • Spot clean your walls to keep your paint job looking vibrant
  • Pull out your refrigerator’s shelves and drawers to be able to thoroughly wash it with warm and soapy water
  • Clean your dishwasher with specialty cleaner to ensure it properly removes grime from your plates and silverware
  • Wipe down patio furniture as the warmer months will be here before you know it
  • Don’t forget to clean your brooms and cleaning equipment as you can’t expect them to optimally clean if they aren’t clean

Do you have any home cleaning tips? Please share them below!

President’s Day

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Today we celebrate our patriotic past by honoring our leaders. Originally established in 1885 to celebrate our first president, George Washington, it is still known as “Washington’s Birthday” by the federal government. In honor of this holiday, below are a few of our favorite presidential quotes:

“Liberty, when it begins to take root, is a plant of rapid growth.” – George Washington

“And in the end, it’s not the years in your life that count, it’s the life in your years.” – Abraham Lincoln

“Believe you can and you’re halfway there.” – Theodore Roosevelt

“Ask not what your country can do for you; ask what you can do for your country.” – John F. Kennedy

“The American Dream means giving it your all, trying your hardest, accomplishing something. And then I’d add to that, giving something back. No definition of a successful life can do anything but include serving others.” – George H. W. Bush

“Change will not come if we wait for some other person or some other time. We are the ones we’ve been waiting for. We are the change that we seek.” – Barack Obama

What are some of your favorite presidential quotes? Please share them below!

What is Homeowners Insurance?

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What is homeowners insurance coverage? Homeowners insurance provides you and your family peace of mind and protection in the event of a disaster or accident involving your home. At Western Mutual Insurance Group, we offer our customers standard coverage starting with our preferred homeowners’ protection. Through our reliable homeowners insurance, you will have straightforward coverage that is there when you need it.

(*) Included in our policy with the Homeowners Plus Endorsement are the following benefits:

  • Extended Replacement Cost (ERC), which increases your dwelling coverage up to 150% for no additional cost. ERC safeguards against a higher than expected construction cost for damages to your dwelling structure.
  • Replacement Cost Coverage on Contents (RCC), helps cover the cost to fully replace your personal property if it is damaged or destroyed by a covered loss.
  • Mortgage Payment Protection is built into our homeowners’ policy. This endorsement will help supplement your monthly mortgage up to $1,500 per month for a maximum total of $18,000 in the event your home is deemed uninhabitable past 45 days.

In addition, when applying for a California Homeowners Insurance quote online, you will automatically qualify for our Web User Discount which provides 20% off the first year’s premium and 10% off at the first renewal!

By choosing Western Mutual as your homeowners’ insurance carrier, you will also gain access to our wealth of other homeowners’ insurance products and services such as Earthquake, Flood, Landlord, and Seasonal.

(*) These benefits are included in our California Homeowners (HO-3) policies.  For more details about any of our other states or coverages, please give us a call at 1-877-968-8825.

Wear Red Day

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Did you know that the number one killer of women is Heart Disease? It claims nearly 500,000 American women each year. The American Heart Association and National Heart, Lung and Blood Institute wanted to make people more mindful of this disease to raise awareness of women’s heart health. Celebrated on the first Friday in February, this year marks the 15th anniversary of the start of Wear Red Day.

Since its start, women have started to:

  • Increase their exercise
  • Check their cholesterol levels
  • Talk to their doctors about developing healthy heart plans
  • Lose weight
  • Make at least one healthy behavior change

Regardless of this progress, 1 in 3 women will die of heart disease or a stroke each year. To learn more about risks and prevention, visit the American Heart Association’s website.

We plan to wear red this month, will you?

Super Bowl Recipe Idea

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No matter which team you root for, we all have to eat! This Super Bowl Sunday, try a Western Mutual favorite game day recipe!

Game Day Buffalo Chicken Dip

  • 2 cups shredded cooked chicken
  • 1 package (8oz) cream cheese, softened
  • 1/2 cup buffalo wing sauce
  • 1/2 cup ranch dressing
  • 1/2 cup shredded cheddar cheese

Mix altogether and bake for 20 minutes at 350 degrees. Serve with pretzels, chips, crackers or veggies.

Do you have any go to recipes for the big game? Feel free to share them below!

Energy Saving Tips

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With winter, comes the cooler weather. Please see some energy (and money) saving tips below:

  • Try installing quilted curtains over drafty windows to help keep the heat inside
  • Use weather stripping, window film and calking to control heat loss around doors, windows and baseboards
  • Opening blinds and curtains during the day and closing them at night allows you to warm up your home and keep the heat in
  • When you are home and awake, set your thermostat as low as feels comfortable
  • Schedule service on your heating system
  • Replace your heater’s filter as often as recommended by the manufacturer
  • If you have working fireplaces, you should get your chimneys cleaned by an experienced chimney sweep as it will help decrease the risk of fire from buildup or blockages

Do you have any tips and tricks of your own? Please share them with others below!

MLK Dream

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In honor of Martin Luther King, Jr. – an activist who became the most visible spokesperson and leader of the civil rights movement – today we take a look back at some of his inspirational quotes:

“I have a dream…”

“Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that.”

“Injustice anywhere is a threat to justice everywhere.”

“I have decided to stick with love. Hate is too great a burden to bear.”

“The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.”

Do you have a favorite? Please share it with us!

New Year’s Resolutions

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“This is the year I’m finally going to…”

How many times have you had the best intentions when it came to keeping your New Year’s resolutions? We have all, at one time or another, thought on this topic and reflected back on what we would like to focus on in the year(s) ahead.

As a Mutual company, our responsibility is always to the policyholders.  This allows us each year to review and renew our ongoing resolutions.

  • This is the year we will continue to pass on savings to our policyholders
  • This is the year our dedicated agents will continue to make a difference in helping our customers obtain affordable coverage
  • This is the year we will continue to do our part to give you and your family more time to focus on what is most important, spending quality time with the people you love
  • This is the year we will continue to give back to the community
  • This is the year we will continue to be transparent with customers, with the addition of our company blog (check!)

We hope to have the continued honor to provide you with quality homeowners insurance coverage!

We want to hear from you! Please share below your New Year’s resolutions!

New Year, New Beginnings

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“A new beginning!”

When you hear those words one automatically envisions promises, resolutions, new commitments and a potential for grand adventure. Life is made up of a series of new beginnings. The start of a new relationship, buying a home, having a baby, starting a fresh career, forming lasting friendships, buying the latest fashion…

“New beginnings” do not necessarily have to mean something that never was but can be qualified as something that was before and is now different. It can offer a fresh outlook or opportunity. At the close of the year, people tend to look forward to the year ahead as an opportunity for a fresh start. We, at Western Mutual Insurance Group, believe this is a great time to launch our first blog!

This posting marks the start of new ways we can connect and engage with customers like you. We want to be with you every step of your “new” journey whether it be cooking new recipes with loved ones, putting your green thumb to use, giving back to our community, buying a new home or practicing household safety—Western Mutual will be with you every step of the way. Our team of dedicated agents wish to serve as a company you can lean on in good times and in bad. Turn to us to provide quality and affordable homeowners insurance—protecting you and your family both in times of hardship and prosperity.

Look back on this blog weekly for new articles, updates, claims information, holiday inspiration, helpful home tips, household safety and money saving insurance hints. We thank you for allowing us to serve you, your family and the community for the last seventy-five years and welcome you on this new journey with us.

Happy New Year to you and yours from all of us at Western Mutual. We look forward to the new adventures and opportunities that lie ahead.