Opening a Claim Help Guide

As a preferred insurance company, we understand that filing a claim is not only stressful but can seem difficult to do. These unforeseen events cause more than just damage but also leave you feeling hopeless. We want to let you know that help is available.

When discovering a potential claim at your home, we would like to remind you of some tips that’ll make the process easier:

  1. Call your insurance company right away, do not wait for the risk or damage to become bigger
  2. If you find water has started to cause damage or has flooded any space in your house, shut the water off immediately
  3. If you don’t remember your policy number, it’s okay! We have other methods of finding your policy with us
  4. Do not call a third party to clean-up, patch or inspect conditions without contacting your insurance first
  5. Keep records such as receipts, photos and videos of your items within your home
  6. Always hire licensed contractors to perform work on your home, this is for your protection

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Remembering our Veterans

Today we honor the more than 18 million brave men and women that have served our nation. Many whom left behind their family, loved ones and all they knew to stand on the frontlines and protect this country. Without those sacrifices from these valiant individuals we would be unable to enjoy so many things that we have grown accustom to. As a company, family member and proud citizen, together we would like to honor our veterans on this special day as well as each and every day.

“A true hero isn’t measured by the size of his strength, but by the strength of his heart”

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Rainy Days To-Do List

So it’s raining outside and your day has now taken a soggy turn. Don’t worry, here are some ideas on how to make the best of a rainy day:

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  • Plan for some rest and relaxation with face masks, hair treatments, warm baths and soothing music
  • Finally take on organizing your kitchen pantry and junk drawer to make it feel like new again
  • Bake your favorite festive treats, it’ll make your home smell good too
  • Sit and plan your expenses for the week or month, now that you have time and are not out and about spending money
  • Plan a movie night to catch up on all the blockbusters you missed
  • Get a quote on your homeowners insurance with our company and see how much you’ll save

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Child Safety and Protection Month

November is National Child Safety and Protection month in which awareness is raised for the innocent lives lost to often preventable and unintentional injuries. According to the CDC, an average of 12,175 children die each year from accidents like these. It is important to know that safety starts at home with simple measures that can be taken to reduce the risk of these tragedies.

Some safety tips to remember:

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Keep cleaning supplies, medicines, garden chemicals and toxic substances up high and out of reach
Learn to install and buckle up your child’s car seat properly and adjust straps so that they are placed over their chest
Teach children to not play near or on the street and always ask an adult for help if a toy goes past the driveway
Be aware of bodies of water and enforce safety rules such as no running or playing near the water

Always check on kids, whether they are in their room or crib. It only takes seconds for something to go wrong

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Breast Cancer Awareness Month

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October is the month we raise awareness about the importance of finding cancer in its early stages. Since breast cancer is one of the most common kinds of cancer, so much so that 1 in 8 women will get breast cancer at some point, it is important to spread the benefits of yearly testing. The good news is that if found early enough, women can win this fight. Simply by getting a yearly mammogram as suggested by the National Breast Cancer Foundation, the survival rate for women is close to 100%! Take the initiative and know there is hope, you aren’t in it alone.

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Will My Policy Cancel When I Sell My Home?

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We understand the excitement of moving and the stress of having to pack that comes when selling your home; so we try to make it as easy as possible to cancel your policy when the time comes.

Things to remember is that only you-the named insured- can cancel your policy.

Once an escrow closing date has been set for your property, call customer service to request a cancellation form. We will email/mail the form to you which requires your signature and date of cancellation (escrow closing date). Send it back and we will do the rest. The cancellation will be processed and you’ll get notification that it was completed. Any unused premium will be sent to you within 14 days.

Don’t forget, ask about getting your new home insured by us! We would love to keep your business.

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Time to D.I.Y.

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As we watch the leaves change colors, feel the nights get a bit colder and make our home smell like cinnamon and pumpkin, take time to do some D.I.Y around your home. Small things can make a big difference in getting your home ready to host your family for the holidays, or a movie night in cuddled up on the couch.

Something as easy as collecting pine cones and pine needles to fill an old vase for an easy centerpiece. Empty out that Mason jar and top it off with Reese’s for the perfect candy display that everyone will love. Dust off your coffee tray and lay a bed of fall leaves as the base for your scented candles. Take an old white sheet and tie-dye it black to make a spooky table runner that looks like a spider web. And of course, most of all, enjoy these moments with your loved ones.

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