This Day in History

On April 30, 1789, George Washington took the oath as the first president of the United States. The oath was administered by Robert R. Livingston, the Chancellor of New York, on a second-floor balcony. Centuries later and George Washington is still one of the most influential and notable presidents this country has ever had. So much so he made the coveted spot of being displayed on every US dollar bill.

April Showers Bring May Flowers

As this month comes to an end, we hope that the adage “April showers bring May flowers” holds true. Typically, the month of April has the rainiest days due to a shift in jet streams and atmospheric pressure. But as they say, every storm runs out of rain and that means we await the beautiful creation that nature holds.

So, as we watch our garden come into full bloom, we would like to wish you a bright and beautiful new month.

Avoid Escrow Delays

Say hello to Affinity, a free online program that allows mortgage professionals to retrieve a pre-approved homeowners insurance quote. These pre-approved quotes allow the loan process to be sped up so that there are no more escrow delays!

EZaffinity.com is new and improved with the eligibility requirements built into it. Our user-friendly program makes it easy to print out the evidence of insurance within minutes with its step-by-step process. All policies receive a two-year promotional discount and its available to you 24/7.

There is no membership fee or catch, just a site meant for you to allow us to provide coverage. And if you have any questions, licensed agents are ready to assist.

Call us at 1-800-234-3659 or visit EZaffinity.com.

Refer a Friend

Western Mutual Insurance Group has provided exceptional coverage at a competitive rate for over 75 years, and we would love to share that same level of service with the people you care about the most. The biggest compliment any company can receive is a positive review and a referral to check us out.

As a thank you for allowing us to provide coverage to both you and them, we will reward you with a $75 reimbursement payment. Note: In order to qualify for the reimbursement, both you and your referrals must have an active policy with us, and their policy must be paid.

It will only take a couple minutes and we can also create quotes for your referrals while we have you on the line.  So, do not wait any longer; our agents are standing by waiting to help you out!

Administrative Professionals Day

Today we celebrate all the hard-working men and women who keep the office running smoothly. To our dedicated staff that make us the preferred insurance carrier we are, we say ‘Thank you’ for what you do and the positive impact you bring to the company. Everyone’s role is an essential part of creating this a desired workplace.

Do you know any administrative professionals that deserve a round of applause today?

Join us! Patriots and Paws Golf Tournament

We are happy to announce that Western Mutual will be a sponsor at the 2021 Paws and Patriots Golf Tournament taking place at the beautiful Tustin Ranch Golf Club on May 10th. It has been our privilege to support this organization in helping Veterans as they transition back into civilian life and Active Duty members as they return home from deployment. Patriots and Paws specializes in connecting these brave men and women to an emotional support companion that allows these animals to have and serve a purpose, and helps furnish the new homes for the veteran and pet.

So, come golf with us! Or would you like to donate a round to a veteran? You can do that by writing “VETERAN” in one of the player’s spots on the registration form!

Register now at https://www.patriotsandpawsgolf.com/

Preparing for an Earthquake

How long could you last if you had to survive on what you currently had in your home?

A question that we do not really want to think about but is crucial to have answered in case of a natural disaster like an earthquake. 

In the western United States, earthquakes occur every day but are so minimal in size that they are not felt or cause any issues. However, there comes a time in every Californians life that you experience your first “big one” as pictures will begin to swing in synchronization with the blinds and items will start to shake and fall off shelves.

After all the moving and shaking is done, we immediately turn on the news to get informed on what just occurred. But what if the tremblor damaged communication lines, plumbing, freeways and electricity…would you be okay, are you prepared?

The CDC recommends knowing the four S’s in case of an emergency: Signs, Safe Spots, Strategy and Supply kit.

First and foremost, know the signs of an earthquake and know that when there is one there may be more! Secondly, know the safe spots in your home to seek for cover if you are not able to drop and cover. Furthermore, create a strategy on where you would meet, who you would check on-assigning everyone a responsibility. And lastly, check your supply and have it restocked with enough to get you through 3 days.

Some crucial things to keep in your supply kit include water (one gallon per person per day, for drinking and sanitation), non-perishable food, flashlight, first aid kit, battery powered or hand crank radio, any necessary medicines and pet food and water.

For more tips and ideas check out Ready.gov.

Importance of Licensed Contractors

Being a homeowner is the ultimate dream, however not all that shines is gold. According to the Insurance Information Institute, one in every 20 property owners will file an insurance claim within the first ten years of being in their home. Many of these claims are inevitable but can be avoided with proper home maintenance.

Yearly inspections of your HVAC, plumbing, alarms and roof condition are important as the costliest claims are typically caused by us and not natural reasons. These check-ups can add up and may lead homeowners to seek repairs from an unlicensed handy man but that is almost worse than the damage that you are trying to prevent.

Unlicensed repair men do not have the certifications to properly inspect, restore or fix any issues you have and do not carry insurance in case of a risk or liability. In other words, they can not be held liable for work performed or faulty repairs. Save yourself the headache and always seek licensed professionals to complete any job around the house.

Spring Home Maintenance

Spring is a great time to review your home for any minor repairs needed after the storms and cold of winter.  While some may require the assistance of professionals, these tasks can help you get your home ready to safely enjoy Summer and outdoor fun!

  1. Clean gutters and downspouts – remove any dried leaves or debris, make any needed minor repairs, and ensure water is easily running through and away from the home and foundation.
  2. Repair damaged walkways and outside areas – Look for cracks, holes and other hazards and schedule repairs before BBQ season is in full swing.
  3. Check sprinkler and irrigation systems for leaks or damaged sprinkler heads.  Make sure none are spraying the home or windows as this can cause moisture problems. 
  4. Trim back broken or dead tree branches, especially any hanging close or over the home.
  5. Test all CO2 and smoke alarms and change batteries where needed.
  6. Schedule HVAC system service if needed and change any filters. 
  7. Check screen doors and windows for any tears or holes to help keep those summer bugs out. 

Spring into Savings by Switching

Western Mutual is proud to announce that we received an A+ rating by AM Best and a near perfect score on Clearsurance, an insurance review site.

This accomplishment comes from our dedicated staff and happy customers who switched and saved with us.  All it takes is 30-seconds and you can see how much you may be overpaying with your current insurer.

Visit us online at www.westernmutual.com or call 1-800-968-8825 to speak with one of our licensed agents. Available Monday through Friday from 8:00 AM to 5:00PM PST.