Heater Safety

Heater safety is important to follow at home. This winter season, and all year long for that matter, be sure to remain vigilant and follow safety recommendations. If your home does not have a heater unit, Do NOT use the stove as a heat source. Instead, use extra blankets, dress in layers, light a fire in your fireplace or use a portable space heater. Note that you should not leave children unattended near a space heater and the units should never be placed on top of furniture or near water. In fact, keep heat sources at least 3 feet away from furniture or drapes. Remember to always have a chemical fire extinguisher handy, working smoke alarms and up-to-date carbon monoxide detector.

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Cold Weather Prep

It is beginning to look a lot like winter!  In order to prepare you and your families for cooler weather, we have created a cold weather checklist! Check it out below and please add any ones we missed in the comments below!

  • Close off unneeded rooms and place towels or rugs over cracks under the doors to keep the warm air in and cool air out
  • If you have a fireplace, make sure you have a good supply of firewood that can keep you and your family warm in the event of power outages
  • Have flashlights and batteries available for blackouts and avoid using candles as they can become a fire hazard
  • Provide shelter for pets and the elderly
  • Bring plants inside to protect them from the elements
  • Use blackout curtains as they prevent heat loss
  • Reverse your ceiling fans to make them spin clockwise and create an updraft that pushes warm air around the room without creating a wind chill
  • Clean the gutters off of your roof as when clogged, rain and melted snow can cause leaks and damage to your home’s infrastructure
  • Maintain tree limbs and brush because wind, rain, snow and ice can cause them to break and fall

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Way Back Wednesday

Did you know? That prior to the first type of comprehensive homeowners’ insurance that was offered in the early 1950’s, an individual was responsible for purchasing separate policies for each type of potential peril. This means that “Way Back When”, coverage for fire loss, theft and personal property were not included in one agreement. As you could imagine, it did not take long for insurance companies to realize that creating an all-encompassing policy was beneficial for the homeowners and the next step in advancing the HOI industry.

If you would like to review your policy, feel free to call us at 877-WMUTUAL (877-968-8825), Monday through Friday 8:00AM to 5:00PM PST/PDT

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