A quick reminder to all our insureds about our big milestone and referral incentive. As mentioned, Western Mutual celebrated 80 years in business back in March and we decided to raffle off $800 to one lucky insured.

For a limited time, we increased our referral incentive to $80 per new customer that switches to us. Therefore, not only will you receive $80 for letting your family and friends know about us but you’ll also be entered in our drawing for the grand prize of $800.

Winner will be announced Wednesday, May 4th via our social media pages. The lucky insured will receive a congratulations phone call as well.

It is limited time, so make sure to let everyone know how much you saved by switching to us and you could be our lucky winner.

Today we celebrate all the hard-working men and women who keep the office running smoothly. To our dedicated staff that make us the preferred insurance carrier we are, we say ‘Thank you’ for what you do and the positive impact you bring to the company. Everyone’s role is an essential part of creating this a desired workplace.

Do you know any administrative professionals that deserve a round of applause today?

A dads favorite season is upon us, otherwise known as grilling season!

Before we light up the coals, we must remember some safety tips to enjoy our Summer – accident free.

Do remember to keep your grill a minimum of 10 ft from your home as heat and embers can travel and start fires. Also, clean your grill regularly so that you avoid the buildup of grease which could cause unwanted flare ups. Never turn on the gas while your grill lid is closed, it produces gas build up inside your grill and may cause a fireball at the time of ignition.

While grilling, never leave your BBQ unattended as fires double in size every minute. Plan ahead so that all of your other food prep chores are done and you can focus on grilling. It is also important to not overload your grill with food. This applies especially to fatty meats. The basic reason for this tip is that if too much fat drips on the flames at once, it can cause a large flare-up that could light nearby things on fire.

And of course, it is highly recommended to keep a fire extinguisher in close proximity just in case.

 Happy Grilling!

We can all use a little motivation from time to time and with the stress of work-life balance and realizing that we are 1/4th of the way done with 2022…we think now is the best time for some words of encouragement.

Below are some of our favorite quotes, we hope one resonates with you and gives you the motivation to keep going.

“It always seems impossible, until its done” -Nelson Mandela

“Life is like a bicycle, to stay balanced you must keep moving” – Albert Einstein

“Be kind whenever possible. It is always possible” -Dali Lama

“Fight for things you care about, but do it in a way that others will join you” – Justice Ruth Ginsburg

How long could you last if you had to survive on what you currently had in your home?

A question that we don’t really want to think about but is crucial to have answered in case of a natural disaster like an earthquake.

The CDC recommends knowing the four S’s in case of an emergency: Signs, Safe Spots, Strategy and Supply kit.

First and foremost, know the signs of an earthquake and know that when there is one there may be more! Secondly, know the safe spots in your home to seek for cover if you are not able to drop and cover. Furthermore, create a strategy on where you would meet, who you would check on-assigning everyone a responsibility. And lastly, check your supply and have it restocked with enough to get you through 3 days.

Some things to keep in your supply kit include water (one gallon per person per day, for drinking and sanitation), non-perishable food, flashlight, first aid kit, battery powered or hand crank radio, any necessary medicines and pet food and water.

For more tips and ideas check out Ready.gov.

Reviewing your homeowners policy should be a part of your annual checklist, just like filing your taxes is. There are many reasons why your homeowners insurance policy may need to be updated. Things such as changes in home or personal property valuations, new additions to the cosmetics or home features can affect your rates significantly.

Things to consider informing your insurance company when reviewing your policy are;

Home Improvements – If you decide to renovate your kitchen, finish the basement or add an extra bedroom, this will increase the replacement cost of your home. It’s important to adjust this coverage in your homeowners policy accordingly.

Property Value Increase – If the last time you reviewed your insurance was when you first bought your home, it would be wise to check that your coverage has adequate reconstruction cost value reflective of today’s market value.

Home Protection Systems – Whether that be a central alarm system for burglary and/or fire. Or a smart water leak detector that monitors your water usage. Any upgrades to your home should be noted with your insurance carrier as well.

Checking Discounts – Insurance companies continually change the discounts they offer, so ask your agent for a full list of current discounts to see if there are some you can take advantage of to reduce your premiums.

So as stated above, a home insurance review could lead to additional savings on premiums.

Whether your weekend is filled with confetti eggs or chocolate ones, we would like to say Happy Easter from all of us here.

Let us know how you’ll be celebrating by commenting on our social media posts.

We are happy to announce that Western Mutual will be a sponsor at the 2022 Paws and Patriots Golf Tournament taking place at the beautiful Tustin Ranch Golf Club on Tuesday, May 3rd. It has been our privilege to support this organization in helping Veterans as they transition back into civilian life and Active Duty members as they return home from deployment. Patriots and Paws specializes in connecting these brave men and women to an emotional support companion. This new chapter allows these animals to have and serve a purpose and funds help furnish the new homes for the veteran and their pet.

So, come golf with us for a great cause! Or if you would you like to donate a round to a veteran…you can do that by writing “VETERAN” in one of the player’s spots on the registration form! See you on the green.

Register now at https://www.patriotsandpawsgolf.com/

Getting the most out of every dollar seems to be a cruel expression these days as the price for daily goods continue to rise. The most noticeable of all increases of course has been on gas, which we all rely on for daily work and life. And let’s face it, most of us don’t have an alternative but to pay the piper and move on with our day. But what if there were some things you could do that may prolong the tank of gas you just purchased? That right, below we compiled a checklist that you could do today that may help you get the most of every dollar and actually save some money.

1. Empty the trunk – The heavier the car, the harder the engine must work to move it around. The harder the engine works, the more fuel it burns.
2. Check tire pressure – Underinflated tires cause the engine to work harder than necessary; overinflation causes tires to wear prematurely.
3. Air Filter – One of the main causes of low gas mileage is a dirty air filter. If yours cannot be cleaned, replace it and repeat often.
4. Bundle you errands – Once your car is warmed up, it operates more efficiently, which means with better gas mileage. Plan out your stops to be done from furthest to so that you ensure all your errands get done in the same trip.

We hope these tips help you squeeze another few miles out of your gas tank and put dollars back in your wallet.

As temperatures rise so will the urge to turn on your homes air cooling system. But it’s probably been a year since you last used it. Therefore, we encourage all our insureds to get an HVAC inspection each year in preparation for the warmer months.

HVAC, or heating, ventilation and cooling, is a system that cleans your air and provides cool air or warm air depending on your climate needs. HVAC also improves air quality in the building, helping make it appropriate for human breathing and comfort.

The goal of HVAC inspections is not only to ensure home safety, but also to determine whether your furnace and air conditioner are meeting your current home comfort needs. Your HVAC system’s efficiency relies heavily on the condition, installation quality, and size of the appliances currently in your home.

For the health, safety and efficiency of your home make sure you have the HVAC inspected before the heat of summer.