D.I.Y Car Wash

It’s probably been weeks since you last washed your car, maybe even moved it. And on top of that your go to car wash place may be closed but you now have all the time to do it yourself. Here are some D.I.Y tips on how to get your car sparkly clean as if just came out of the wash tunnel;

  1. Start by cleaning the inside of your car first, vacuuming mats, seats and trunk. To maintain a fresh scent place dryer sheets under each floor mat for a continuous clean smell
  2. Don’t have any Armor-All to wipe the dashboard? No worries, mix equal parts water and baby oil and add a tablespoon of white vinegar. Spray onto paper towels and watch your interior shine
  3. When cleaning your window’s run a piece of lemon across the glass first, it will remove dried tree sap, sticky fingerprints and much more. Then apply your window cleaner and wipe away with newspaper for a streak free shine
  4. Foggy head lights? Squeeze some toothpaste onto a moist rag and rub onto headlight vigorously, then just wash away
  5. Use the same mixture you made for your tires for a nice glossy finish
  6. Try to wash your car in a shaded area and wash it in sections, this will allow you time to wipe it down properly and avoid getting dried water marks from the sun

We hope these tips and tricks help you getting that car looking like new again!

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Western Mutual Website

Did you know?

That on the Western Mutual website you can request, resolve or view many of the documents and/or questions you had in regards to your policy. That’s right! No more delay of waiting on hold or having to memorize a phone number. Simply visit the website and you can have access to view your coverages, pay your premium, request a change or even ask to suspend coverage all with a click of a button.

Online you’ll find many resources available to you as well like our Frequently Asked (FAQ) page with several common concerns, answered right on your screen. You can even check our media page with weekly informative blogs.

Visit www.Westernmutual.com and let us know what you think.

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Affinity by Western Mutual

We are happy to announce that our Affinity department is now serving the states of Nevada and Texas.

Affinity specializes in working directly with mortgage professionals in helping them obtain homeowners insurance for their clients. Our online, 24 hour and completely free program will ensure that there are no more escrow delays.

Don’t believe us? Let one of our reps stop by and show you how easy it is, or you can call our office if you have any questions.

Office phone number: 1-800-234-3659

Nevada – Agent: Kalaun S. ext: 5374

Texas – Agent: Crystal P. ext: 5399

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Emergency Claim Assistance

If you are experiencing a claims emergency during our closed office hours, please call our after-hours claims line immediately at 1-866-926-2142. A claims representative will contact you and explain the process so that we can resolve the situation as soon as possible. If you have more questions about our claims process or how to file, visit our website at https://www.westernmutual.com/claims

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Do I Have Homeowners Insurance or Warranty?

Many people wonder who to call if something happens to their home that needs to be assessed, inspected or repaired due to damage. However, what company to call is the most important to know since home warranty is completely different then homeowner’s insurance.

A simple way to describe it is that your insurance company such as Western Mutual protects your home from things that MIGHT happen. This includes things like fire, theft, vandalism and natural disasters except earthquake and flooding as not all homes are susceptible to those perils.

Home warranty on the other hand is optional and protects you from baring the entire expense of repairing or replacing home appliances and system components in the event that they break down. As stated, home warranty is optional and protects you, while home insurance protects your property from potential hazards.

We hope this helped you out for any future occurrences.

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Simple Ways to Prevent Losses

According to the Insurance Information Institute’s latest report about 1 in every 50 homes will file an insurance claim each year. The two reasons topping the chart as the most common losses are wind plus hail and water damage, followed by property damage and theft.  Some losses may be at least partially preventable.

We would like to provide some tips and info on how you could potentially avoid a claim in the coming year.

  • Check all water line connections; this includes appliances in your kitchen, bathroom, wash room and outside hose attachments
  • Inspect all drainage and vents of your home, make sure to sweep out and flush exterior gutters, degrease and clean range hoods as well as unclogging sink/tub drains monthly
  • Trim trees around the home that could potentially cause damage to the siding of your roof, upkeep your lawn and check the sprinkler system
  • Check exterior home for areas that show cracks or need to be repainted and refinished as needed
  • Inspect roof for loose or missing shingles, hire a licensed contractor to repair any damage and keep proof of completed work
  • Install a Wi-Fi Water Detector.  Wi-Fi Water Detectors, particularly those that automatically shut off the water supply to your home if they detect inconsistency in the flow of water, may reduce – or even eliminate – significant water leaks.  We have partnered with FLO Technologies to offer you half off a FLO by Moen device – with free installation!  Visit www.meetflo.com/western-mutual for more information.  If you elect to use another Wi-Fi Water Detection System with automatic water shutoff, we will reimburse you up to $200 for the cost of the system. You may also be eligible for a policy discount when you install a Wi-Fi Water Detection system.

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Opening a Claim Help Guide

As a preferred insurance company, we understand that filing a claim is not only stressful but can seem difficult to do. These unforeseen events cause more than just damage but also leave you feeling hopeless. We want to let you know that help is available.

When discovering a potential claim at your home, we would like to remind you of some tips that’ll make the process easier:

  1. Call your insurance company right away, do not wait for the risk or damage to become bigger
  2. If you find water has started to cause damage or has flooded any space in your house, shut the water off immediately
  3. If you don’t remember your policy number, it’s okay! We have other methods of finding your policy with us
  4. Do not call a third party to clean-up, patch or inspect conditions without contacting your insurance first
  5. Keep records such as receipts, photos and videos of your items within your home
  6. Always hire licensed contractors to perform work on your home, this is for your protection

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