As almost everything else that has gone virtual within the last year, so have a lot of our services and procedures that at one point had to be done with a live representative. Here are some of those processes which insured’s can complete by visiting our site.

1.       Paying your premium, simply by inputting your policy number and zip code you will be able to access your invoice and make a payment.

2.       Requesting a copy of your coverage by emailing our customer service department directly.

3.       Acquiring information on how to file a claim and what number to call during weekend hours.

4.       Retrieving a quote within minutes for your home or condo.

5.       Reviewing your coverages and securing a licensed agent to assist you with any changes or questions.

 And of course, if speaking with someone is your preference…we have licensed reps ready to assist you!

We are so happy and proud to announce that Western Mutual reaches yet another year of being in business and providing protection to homeowners like you. Beginning as a small mutual fire insurance company, we have grown into an AM Best A+ rated carrier serving the south-western United States.

We thank you for all these years of business as we strive to provide quality customer service with competitive and affordable rates.

Cheers to another year of serving and protecting your home!

When it comes to homeowner’s insurance, protecting your home is our main priority, but saving you some money is also our purpose. Although your annual premium is mainly based off the coverages provided there are ways to minimize and/or not add additional cost to your policy.

First and foremost, consider enhancing your security on the property. Having a 24-hour monitored alarm system or living in a patrolled gated community can lower your overall cost.

When paying your premium, attempt to pay it all at once. Many companies charge a processing fee for monthly or partial payments.

Install devices that help you avoid claims such as a wi-fi water detection system or door alarms on exits that lead to a pool or spa and can give you a discount on your premium.

The most common solution for a lower premium is increasing the deductible, the simple step can reduce the cost drastically.

We hope these solutions on lowering your annual premium are of great benefit.

Although we may have mastered the quarantined lifestyle, maintaining a healthy one may be a different story. By simply implementing new habits into our daily routine, we can drastically enhance and create a healthier self.

We would like to provide some tips and tricks on things you can do to help promote your health and enjoy this new normal.

Believe it or not one of the most beneficial things we can do is, sleep.

Everyone knows that sleep is important to both our physical and mental health, now more than ever. With added stress for many people right now, it’s important make sure you’re getting enough sleep to allow your body to stay healthy and your mind to recover.

Stay socially active to keep your mind and spirit healthy and fed. If you’re spending more time alone than usual, don’t neglect your social needs if you’re feeling isolated. Some ideas include; staying in touch with friends and family, even if you can’t see them in person by using FaceTime or other video apps to chat face-to-face.

Last not but not least, nurture your body with filling, vitamin packed foods! And some comfort foods when the day is calling for it. It’s also important to stay hydrated throughout the day. Studies suggest that drinking water when waking up aids our digestive system, our energy levels and brain focus.

We hope these simple but valuable tips help you have some better days ahead.

Modern day technology is helping streamline many areas of consumer’s life, including things like optimizing and monitoring our homes maintenance systems. Recently devices like Wi-Fi water detection devices have been released to upgrade and assist homeowners in avoiding water damage to their property. This device will send the homeowner an alert to their smartphone at the first sign of excess water usage, which is estimated to be the largest source or domestic property damage in insurance claims.

It’s important to understand that purchasing these systems and having them professionally installed may be an out of pocket expense, however the precautionary value of knowing you are potentially avoiding an expensive repair is worth it.

So avoid the headaches and protect your home with the future of home protection.

It’s month end and it just so happens to fall on the weekend as well. This is a perfect time to get in some R&R and tie up some loose ends that these past weeks may have carried.

We suggest using this time to plan for the following days and balance out your time, money and work load. Once you’ve reviewed and planned out your time, enjoy the comfort of being at home and get some rest.

There’s no better way to recharge like enjoying a hot shower, taking a snooze or a nature walk, or meditating. Whichever you choose, may the following month bring you success and an abundance of joy.

On this day in 1969 the Mariner 6 was launched for a Mars flyby to study the red planet’s atmosphere. This is especially notable with last week’s landing of the Perseverance Rover on Mars for a multitude of missions to look for previous life on Mars and prepare for potential human exploration of Mars!

How far we have come from a flyby of the planet to the amazing feat last week.

Distracted driving causes thousands of accidents every year, some of them fatal. The good news? If you’re driving, these distractions are 100% preventable.

Distracted drivers are everywhere, doesn’t matter the make or model they’re in, and even if you’re not one today does not mean you won’t become one later on.

According to the National Highway Traffic Safety Administration, in 2016, nearly 400,000 people were injured in crashes by distracted drivers.

A few things that can distract any driver include: Talking on the phone, eating or drinking, talking to passengers, grooming, adjusting stereo, reading or listening to loud audio.

Distracted driving isn’t something like a blown-out tire or mechanical issues but instead are preventable actions that could be a life or death matter. We ask that we all take the initiative to be more focused while on the road and limit or remove any distraction we can incur.

If water isn’t coming out of your pipes there is a good chance they are frozen. However this doesn’t mean there are cracks or bursts, and you can take important steps to avoid cracks or burst pipes and prevent home damage as the weather warms back up.

1. Turn your water off to your home using your main water shutoff. This can help minimize damage as well if a pipe does break.
2. Turn on a bathroom or kitchen faucet. This way if the pipes do start to thaw water can run out in to the sink and not build up pressure in the pipe, increasing the chance of a break.
3. Let them thaw naturally on their own. This will decrease the likelihood of pipe damage.
4. If you have visible signs of damage or can see water pooling in ceilings or walls, call a plumber. You may have to wait but having the main line water off to the house will at least minimize damage.
5. If you do have home damage, call us at (800) 234-2103 to file a claim and start the process, and we can help give you next steps.

The weather may be unpredictable and outside may feel like its freezing but that doesn’t mean you can’t enjoy the weekend. If you’re running out of ideas for things to do at home, here are some productive and fun ideas:

1. Deep clean and organize a specific room that you have been putting off for a later time, something like your closet or storage room. It may some like a huge feat to take on but once its completed you’ll feel good and enjoying some music while cleaning/ organizing can make the time fly.
2. Paint or refurbish older furniture to give it a new look
3. Try a new recipe and make it a family or couple activity.
4. Look for ways you can save some money, whether that be from getting quotes on your homeowners insurance or cancelling subscriptions you don’t use anymore
5. Enjoy a board game competition, with rounds and points per game.

Let us know your ideas for staying in and being productive this weekend.