Happy Friday!

The weekend is here and today is the last day of July, making it a perfect time to complete our end of the month checklist just so that you know things are in order.

Here are 5 things you can do to ensure a better month ahead:

• Reconcile your accounts, make sure you have set aside what will be due and determine what you can save or spend
• Check the oil and tire pressure levels of your car
• Complete inventory of items you need or want to purchase for the following month, for example things like laundry detergent, trash bags, pet food and kitchen pantry supplies
• Test batteries on smoke/CO2 detectors throughout your home
• Empty out your recyclables and help clean the planet while getting paid to do it

Let us know what’s on your end of the month to do list.

It may seem impossible or even pointless to try and plan out your morning routine, but researchers from the Monash University in Australia discovered that waking up early with goals set in mind actually makes you a happier than normal person.

A small study that took place over a six-week period ended with some interesting results. It turns out that early birds are usually more energetic throughout the day and actually accomplish more goals than their counterparts accomplish.

The study also found that those who woke up early and had a morning routine turned out to not only feel healthier but also actually be healthier both physically and psychologically.

If you’re looking for help creating the perfect morning routine, here are some tips;

1. Set an early time that you will wake up at every morning, avoid hitting snooze and try to stretch it out as you’re getting up.
2. Drink a glass of water! Blurry vision, headaches, body soreness and drowsiness can all be signs of morning dehydration and can clear up almost instantly with water.
3. Practice saying some daily affirmations.  “Today is a good day”, “I am in charge of how I feel and today I feel happiness”, and “I don’t sweat the small stuff” are great examples of positive daily affirmations to start the day off right.
4. Depending on time, either do a workout or hit the shower. Allowing your body to get blood flow pumping and senses alert helps your body and mind wake up and prepare for the day.

So, no matter how you start off your day…we hope this advice enables you to create and build your perfect morning.

Did you know?

That according to the National Hot Dog and Sausage Council (NHDSC) Americans eat an average of 20 billion hot dogs a year. Placing second on the list of favorite foods to eat (hamburgers being first), especially if it’s a holiday weekend.

So much so, that on the Fourth of July and Labor Day weekend it is estimated billions of dollars’ worth of hot dogs will be sold in the city of New York alone!

Being not only one of the most popular foods but profitable ones as well.

So light up that BBQ while you keep calm and grill on.

With summer in full effect and longer daylight hours allowing for more bonding time with our fur babies, we must remember that the higher temperatures also means a higher risk of them becoming overheated.

Please remember that pets do not sweat the same way humans do and can easily become dehydrated and exhausted. Avoiding this is simple and easy if we remember the 4 S’s of pet care during these dog days of summer.

Shade and water- Probably the most important of all to make sure our furry companions can cool off properly

Signs of Exhaustion- Include panting, wobbly legs and drooling, so keep an eye out for this

Sunscreen or Shoes – Believe it or not, pets get sunburns and blisters too. This is more common in light colored coats and pets with bigger paws.  Especially avoid walking on dark surfaces such as asphalt in extreme heat

Schedule your walks- Taking them out earlier in the day or once the sun is down is ideal not only for you but for them

And one last thing, don’t forget the snacks.

Western Mutual has had the pleasure of providing homeowner’s comfort and security for the last 78 years as they know their home is protected by a dependable insurance carrier. With humble beginnings as a mutual fire insurer, Western Mutual has expanded over the years by adding subsidiaries and servicing the southwest of the United States.

Our commitment is to provide top quality service and our growth is a testament to that. We know that this is only possible with our customers and their positive experiences. We are forever grateful and look forward to many more years of being here for you.

Thinking about getting a quote and saving some money but your current policy hasn’t expired yet? There is no reason to wait! You can start your new policy with Western Mutual immediately and simply request to have your other coverage cancelled. There is no penalty or fee and you’ll be reimbursed for any unused premium on the old policy.

If you need assistance or have any questions, we would be more than happy to help out.  To speak with a live agent about how to switch and save or to retrieve a quote, call us at 1-877-WMUTUAL (877-968-8825).  We are here to serve you Monday through Friday, 8:00AM to 5:00PM PST.

Maybe today is not

One of your favorites, but

Never forget that every

Day you wake up is an

Amazing gift and it’s up to

You to make it count

This weekend we celebrate 244 years of Independence and honoring the patriots that fought for our freedom we each hold so dear. So as we watch the sparklers light up the night, let’s all celebrate our homes and freedoms together (social distanced of course).

From everyone here at Western Mutual we would like to wish you a fun and safe Fourth of July holiday!

As the weekend preparation for the 4^th of July begins, with it come many concerns over firework safety and handling, especially due to the fact that this holiday lands in the middle of a hot and dry Summer.

The National Safety Council set out a few reminders and we would like to share those with you;

• First and foremost, never light fireworks in an area where they are not permitted, boundaries are implemented because of high fire risk
• Do not allow children to handle, light or hold fireworks, even sparklers, as the majority of burn victims that are admitted into a hospital this day are small children
• Older kids and even adults should acquire a partner for supervision when lighting fireworks to prevent any unforeseen accidents
• Never handle fire or fireworks while impaired by alcohol or drugs
• Always keep water buckets and your water hose nearby
• Do not try to relight a malfunctioned firework, pour water over it to safely extinguish
• Remember with fireworks that what goes up must come down, and those embers can stay lit and land on your roof

We hope you practice these safety measures and have a happy 4^th of July!

Insurance Awareness Day will be observed Monday, June 29^th as a reminder for everyone to review their insurance policies and make changes if needed. This serves as a perfect time to call your agent and evaluate your policy, review any optional coverages they offer and ask about potential discounts that you may not be receiving.

Insurance terms can be complicated, so any questions or clarifications you would like, or questions you have about the steps for filing a claim, we suggest to take this time and ask us those questions.

We hope you find this reminder beneficial and we look forward to hearing from you soon.