Being a homeowner is the ultimate dream, however not all that shines is gold. According to the Insurance Information Institute, one in every 20 property owners will file an insurance claim within the first ten years of being in their home. Many of these claims are inevitable but can be avoided with proper home maintenance.
Yearly inspections of your HVAC, plumbing, alarms and roof condition are important as the costliest claims are typically caused by us and not natural reasons. These check-ups can add up and may lead homeowners to seek repairs from an unlicensed handy man but that is almost worse than the damage that you are trying to prevent.
Unlicensed repair men do not have the certifications to properly inspect, restore or fix any issues you have and do not carry insurance in case of a risk or liability. In other words, they can not be held liable for work performed or faulty repairs. Save yourself the headache and always seek licensed professionals to complete any job around the house.