We are so happy and proud to announce that Western Mutual reaches yet another year of being in business and providing protection to homeowners like you. Beginning as a small mutual fire insurance company, we have grown into an AM Best A+ rated carrier serving the south-western United States.

We thank you for all these years of business as we strive to provide quality customer service with competitive and affordable rates.

Cheers to another year of serving and protecting your home!

When it comes to homeowner’s insurance, protecting your home is our main priority, but saving you some money is also our purpose. Although your annual premium is mainly based off the coverages provided there are ways to minimize and/or not add additional cost to your policy.

First and foremost, consider enhancing your security on the property. Having a 24-hour monitored alarm system or living in a patrolled gated community can lower your overall cost.

When paying your premium, attempt to pay it all at once. Many companies charge a processing fee for monthly or partial payments.

Install devices that help you avoid claims such as a wi-fi water detection system or door alarms on exits that lead to a pool or spa and can give you a discount on your premium.

The most common solution for a lower premium is increasing the deductible, the simple step can reduce the cost drastically.

We hope these solutions on lowering your annual premium are of great benefit.

Although we may have mastered the quarantined lifestyle, maintaining a healthy one may be a different story. By simply implementing new habits into our daily routine, we can drastically enhance and create a healthier self.

We would like to provide some tips and tricks on things you can do to help promote your health and enjoy this new normal.

Believe it or not one of the most beneficial things we can do is, sleep.

Everyone knows that sleep is important to both our physical and mental health, now more than ever. With added stress for many people right now, it’s important make sure you’re getting enough sleep to allow your body to stay healthy and your mind to recover.

Stay socially active to keep your mind and spirit healthy and fed. If you’re spending more time alone than usual, don’t neglect your social needs if you’re feeling isolated. Some ideas include; staying in touch with friends and family, even if you can’t see them in person by using FaceTime or other video apps to chat face-to-face.

Last not but not least, nurture your body with filling, vitamin packed foods! And some comfort foods when the day is calling for it. It’s also important to stay hydrated throughout the day. Studies suggest that drinking water when waking up aids our digestive system, our energy levels and brain focus.

We hope these simple but valuable tips help you have some better days ahead.

Modern day technology is helping streamline many areas of consumer’s life, including things like optimizing and monitoring our homes maintenance systems. Recently devices like Wi-Fi water detection devices have been released to upgrade and assist homeowners in avoiding water damage to their property. This device will send the homeowner an alert to their smartphone at the first sign of excess water usage, which is estimated to be the largest source or domestic property damage in insurance claims.

It’s important to understand that purchasing these systems and having them professionally installed may be an out of pocket expense, however the precautionary value of knowing you are potentially avoiding an expensive repair is worth it.

So avoid the headaches and protect your home with the future of home protection.