Understanding Your Homeowners Policy

The purpose of home insurance is the security of knowing that your home will be rebuilt/repaired if damaged by one of the covered perils.

Each property is reviewed and assessed carefully, which has earned us an A+ rating with AM Best – a company that reviews insurance carriers for excellence in service and coverage.

While you make it your forever home, we want to make sure you understand your policy and what is protected by us.

Our policy protects you against perils such as fire, theft, vandalism, windstorm, hailstorm, among others. If your property experiences any sudden damage by one of the listed perils, please call our claims department immediately.

Know your deductible and review the policy booklet to understand any exclusions that may exist.

If you have any questions about your coverage or need help reviewing your current policy, call our customer service department at 1-800-234-2114, representatives are ready to help Monday through Friday 8:00 AM until 4:45 PM PST.

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