Homeowners insurance policies are there to protect you against fires, theft, vandalism, wind and hailstorms among other things but are you prepared to file a claim?
Filing a claim could be intimidating, especially if it is your first time but rest assured that your claim adjustor is there for you every step of the way. All you must worry about is being prepared by having proof of your property prior to the damage. How you ask?
We encourage homeowners to take a video of their home, starting on the outside and then proceed by showing every room. Remember to capture things such as your flooring, countertops, furniture and lighting while giving a brief explanation of what you are showing. Still photos would work as well – if they are on something like your smart phone which is sure to leave the house with you in case of an emergency.
If you have important documents or items of higher value like jewelry, it is suggested to store these things in a fireproof safe. Lastly, have a written inventory of your items where you catalog each thing by what room it is in and how much you paid for it. Make sure to include brand, series, model number and serial numbers were applicable.
We hope this helps you prepare in getting your home inventory taken care of and stored securely.
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