D.I.Y Car Wash

It’s probably been weeks since you last washed your car, maybe even moved it. And on top of that your go to car wash place may be closed but you now have all the time to do it yourself. Here are some D.I.Y tips on how to get your car sparkly clean as if just came out of the wash tunnel;

  1. Start by cleaning the inside of your car first, vacuuming mats, seats and trunk. To maintain a fresh scent place dryer sheets under each floor mat for a continuous clean smell
  2. Don’t have any Armor-All to wipe the dashboard? No worries, mix equal parts water and baby oil and add a tablespoon of white vinegar. Spray onto paper towels and watch your interior shine
  3. When cleaning your window’s run a piece of lemon across the glass first, it will remove dried tree sap, sticky fingerprints and much more. Then apply your window cleaner and wipe away with newspaper for a streak free shine
  4. Foggy head lights? Squeeze some toothpaste onto a moist rag and rub onto headlight vigorously, then just wash away
  5. Use the same mixture you made for your tires for a nice glossy finish
  6. Try to wash your car in a shaded area and wash it in sections, this will allow you time to wipe it down properly and avoid getting dried water marks from the sun

We hope these tips and tricks help you getting that car looking like new again!

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Western Mutual Website

Did you know?

That on the Western Mutual website you can request, resolve or view many of the documents and/or questions you had in regards to your policy. That’s right! No more delay of waiting on hold or having to memorize a phone number. Simply visit the website and you can have access to view your coverages, pay your premium, request a change or even ask to suspend coverage all with a click of a button.

Online you’ll find many resources available to you as well like our Frequently Asked (FAQ) page with several common concerns, answered right on your screen. You can even check our media page with weekly informative blogs.

Visit www.Westernmutual.com and let us know what you think.

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Affinity by Western Mutual

We are happy to announce that our Affinity department is now serving the states of Nevada and Texas.

Affinity specializes in working directly with mortgage professionals in helping them obtain homeowners insurance for their clients. Our online, 24 hour and completely free program will ensure that there are no more escrow delays.

Don’t believe us? Let one of our reps stop by and show you how easy it is, or you can call our office if you have any questions.

Office phone number: 1-800-234-3659

Nevada – Agent: Kalaun S. ext: 5374

Texas – Agent: Crystal P. ext: 5399

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Emergency Claim Assistance

If you are experiencing a claims emergency during our closed office hours, please call our after-hours claims line immediately at 1-866-926-2142. A claims representative will contact you and explain the process so that we can resolve the situation as soon as possible. If you have more questions about our claims process or how to file, visit our website at https://www.westernmutual.com/claims

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Do I Have Homeowners Insurance or Warranty?

Many people wonder who to call if something happens to their home that needs to be assessed, inspected or repaired due to damage. However, what company to call is the most important to know since home warranty is completely different then homeowner’s insurance.

A simple way to describe it is that your insurance company such as Western Mutual protects your home from things that MIGHT happen. This includes things like fire, theft, vandalism and natural disasters except earthquake and flooding as not all homes are susceptible to those perils.

Home warranty on the other hand is optional and protects you from baring the entire expense of repairing or replacing home appliances and system components in the event that they break down. As stated, home warranty is optional and protects you, while home insurance protects your property from potential hazards.

We hope this helped you out for any future occurrences.

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Simple Ways to Prevent Losses

According to the Insurance Information Institute’s latest report about 1 in every 50 homes will file an insurance claim each year. The two reasons topping the chart as the most common losses are wind plus hail and water damage, followed by property damage and theft.  Some losses may be at least partially preventable.

We would like to provide some tips and info on how you could potentially avoid a claim in the coming year.

  • Check all water line connections; this includes appliances in your kitchen, bathroom, wash room and outside hose attachments
  • Inspect all drainage and vents of your home, make sure to sweep out and flush exterior gutters, degrease and clean range hoods as well as unclogging sink/tub drains monthly
  • Trim trees around the home that could potentially cause damage to the siding of your roof, upkeep your lawn and check the sprinkler system
  • Check exterior home for areas that show cracks or need to be repainted and refinished as needed
  • Inspect roof for loose or missing shingles, hire a licensed contractor to repair any damage and keep proof of completed work
  • Install a Wi-Fi Water Detector.  Wi-Fi Water Detectors, particularly those that automatically shut off the water supply to your home if they detect inconsistency in the flow of water, may reduce – or even eliminate – significant water leaks.  We have partnered with FLO Technologies to offer you half off a FLO by Moen device – with free installation!  Visit www.meetflo.com/western-mutual for more information.  If you elect to use another Wi-Fi Water Detection System with automatic water shutoff, we will reimburse you up to $200 for the cost of the system. You may also be eligible for a policy discount when you install a Wi-Fi Water Detection system.

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Western Mutual Helps Families in Need This Holiday Season

The Western Mutual Insurance family is excited to honor the beauty of the Christmas season by participating in the 27thAnnual Spark of Love Toy Drive.  Western Mutual staff members have been collecting toys and gifts for infants, children, and teens all month long, and the Company is matching their gifts.

Collecting over 10 million toys and gifts, the Spark of Love has helped underserved children and teens throughout Los Angeles, San Bernardino, Orange, Ventura and Riverside counties. Local fire stations are accepting new, unwrapped toys or sports equipment along with various businesses around the southland.

Are you interested in giving back this holiday season? Visit the Spark of Love website to find a drop-off location near you: https://abc7.com/community-events/spark-of-love-toy-drive-2019/5684558/. You can also participate by donating online: https://supportlafd.kindful.com/?campaign=1032876.

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Calling All Mortgage Professionals

Are you a loan processor, escrow officer or real estate agent? If so, you’re going to want to check this out. We have a department specifically for you to obtain insurance quotes and evidence of insurance in under 3 minutes!

Say hello to Affinity, a free online program that allows mortgage pros to retrieve a pre-approved insurance quote that’ll help speed up the closing of escrow. No more escrow delays!

Did we mention that it’s available 24/7? So that means obtaining coverage on the weekend or after hours is a thing of the past.

All policies are subject to underwriting and inspection after the loan funds.

What’s the catch? There isn’t one. This program is free, there is no contract and available to you whenever you need.

Check out Affinity at www.Affinity.WesternMutual.com or call to find out more at the toll-free line: 1-800-234-3659

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Am I Getting the Lowest Premium Possible?

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Here are some tips on how to check that you’re getting the lowest premium possible:

  1. Do you have a 24 hour monitored alarm system that calls into a central office for burglary or fire, we give a credit for that.
  2. Are you enrolled for our paperless billing through our online website, if you aren’t… you might want to, because we offer a credit for that too.
  3. Keeping up maintenance on your home, good job! Keep that up, we offer a credit for policies that have been claims free for 5 years.
  4. And of course, increasing your deductible is the easiest way to lower your premium, call and get a quote on your policy today.

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Western Mutual Named to Ward’s Top 50 for Eighth Straight Year

We are pleased to share that Ward Group has named us to their Ward’s 50 list of top performing property and casualty insurance carriers! The Ward Group has analyzed the financial performance of over 3,000 property-casualty insurance companies for the past twenty-nine years, identifying the top performers each year based on objective data and subjective quality measures. Western Mutual has passed all safety and consistency screens and achieved superior performance over the past eight years!

The entire Western Mutual family is honored to be consecutively named as a top performing homeowners insurance carrier and thank our customers for the opportunity to offer affordable quality coverages.

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