Preventing Kitchen Fires

According to the American Red Cross, kitchen fires are the leading cause for structure damage and/or total loss. Research based on property claims show that fires are more likely to start in your kitchen than any other room and 90% of them are preventable.

As a preferred homeowners insurance company we know that dealing with this is not only stressful but tragic. We would like to provide you with some tips on ways to prevent and avoid ever having to deal with this situation:

  • Check your smoke alarms regularly and change batteries every year
  • Never leave your stove top unattended as 40% of all kitchen fires occurred while food was still in the pot/pan
  • Always heat oil, water or any substance slowly and be vigilant of your heat controls
  • Never put hot oil or fatty liquids in water as it will make thick smoke and can cause damage to surrounding areas
  • Keep appliances and flammable products such as lighters, cartons, etc. away from the stove top
  • Always use your air vent to help heat and smoke escape safely
  • Keep a fire extinguisher nearby and check expiration date on it
  • If a grease fire starts, do NOT attempt to put it out with water, this will combust and become a very dangerous situation. Instead, cover the flames with a metal lid or cookie sheet, turn off the heat.  If you can’t cover it, dump a cup or more of baking soda on it.

We hope these tips were useful in helping you prevent such a devastating situation. For more information visit redcross.org/homefires

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Holiday Safety Reminder

In the midst of taking in all of the holiday cheer, while sipping on some hot chocolate and wrapping up your gifts; we want to make sure you keep a smile this season with a few safety reminders.

  • Keep all gifts and personal belongings inside and out of sight whether that be in your house or your car
  • Lock all doors and windows when leaving, even if you are just driving down the street for a quick errand, it only takes seconds for someone to break in and leave
  • When taking out the trash, break down boxes of all your new gifts, rather than leaving the full box out for by passers to see what you now have inside your home

Western Mutual would like to wish you a happy, healthy and safe holiday.

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Firework Safety

Next week, we will gather with family and friends to celebrate our Independence Day!  We wanted to wish you a Happy Fourth while reminding you of some firework safety tips. Did you know that many cities prohibit the purchase and launch of fireworks?  If you are within a city that permits it and choose to partake, be sure to not launch fireworks near your home or brush areas, and retreat to a safe distance after igniting the fireworks. Remember to always make sure adults are present and that fireworks do not get into the hands of children.  Following these tips will ensure a safe and happy holiday season for all!

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BBQ Safety

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Barbeque season is upon us! Are you and your family familiar with BBQ safety tips? Didyou know that you should never place a barbeque near your home or by brush? Have you taught children to not touch the hot grills or for family members to not leave the BBQ unattended? Do you know you aren’t supposed to use a grill indoors or throw away warm coals? Please share the colorful BBQ Safety infographic below with your family and we wish you a safe and fun summer season!

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Fire Preparedness

In honor of the recent deadly fires that ravaged Southern California, we kindly remind you to brush up on your fire safety preparedness tips. Check out a Fire Prevention & Safety Checklist created by the Red Cross. We have created a video highlighting how Western Mutual has helped our customers rebuild in the face of destruction and will share it with you in the coming weeks! Be sure to check back soon! We thank you for letting us protect you and your home!

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Heater Safety

Heater safety is important to follow at home. This winter season, and all year long for that matter, be sure to remain vigilant and follow safety recommendations. If your home does not have a heater unit, Do NOT use the stove as a heat source. Instead, use extra blankets, dress in layers, light a fire in your fireplace or use a portable space heater. Note that you should not leave children unattended near a space heater and the units should never be placed on top of furniture or near water. In fact, keep heat sources at least 3 feet away from furniture or drapes. Remember to always have a chemical fire extinguisher handy, working smoke alarms and up-to-date carbon monoxide detector.

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Cold Weather Prep

It is beginning to look a lot like winter!  In order to prepare you and your families for cooler weather, we have created a cold weather checklist! Check it out below and please add any ones we missed in the comments below!

  • Close off unneeded rooms and place towels or rugs over cracks under the doors to keep the warm air in and cool air out
  • If you have a fireplace, make sure you have a good supply of firewood that can keep you and your family warm in the event of power outages
  • Have flashlights and batteries available for blackouts and avoid using candles as they can become a fire hazard
  • Provide shelter for pets and the elderly
  • Bring plants inside to protect them from the elements
  • Use blackout curtains as they prevent heat loss
  • Reverse your ceiling fans to make them spin clockwise and create an updraft that pushes warm air around the room without creating a wind chill
  • Clean the gutters off of your roof as when clogged, rain and melted snow can cause leaks and damage to your home’s infrastructure
  • Maintain tree limbs and brush because wind, rain, snow and ice can cause them to break and fall

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Thanksgiving Day Fire Safety

Did you know that the greatest number of home cooking fires occur on Thanksgiving Day? According to the National Fire Protection Association, the top causes range from leaving equipment unattended and having a heat source too close to flammable materials to misuse of products and accidentally leaving cooking equipment on. This week, please be mindful of this information and remain aware of what can happen if appliances turned on and left unattended.

We wish you a happy, healthy and safe Thanksgiving Holiday.

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Fire Prevention Week

Created in 1925 by President Calvin Coolidge, Fire Prevention Week aims to disperse helpful information on fire safety and prevention.  The National Fire Protection Association dedicated a special theme for this year: “Look. Listen. Learn. Be Aware – Fire Can Happen Anywhere.” These simple tips are quite important when trying to be aware and prevent an emergency situation in your home. If anything, please remember the three tips below:

  1. Look for places a fire can start.
  2. Listen for the sound of the smoke alarm.
  3. Learn two ways out of each room.

We urge you to check out more fire safety tips on their official website by clicking here.

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