Hardening Your Home

Every year many homes are lost or damaged in wildfires. The dangerous exposure to wildfire can come from direct flames from nearby burning structures or forestry, which is difficult to avoid and can be devastating for entire communities.

There is, however another exposure that can occur up to a mile away from an active fire, through embers flying through the air and catching in your home. This can be partially preventable by taking steps to “harden your home” to wildfires. Here are some steps you can take to harden your home:

  • Removing debris from your roof and yard that is easily flammable such as dead vegetation
  • Eaves should be boxed in or “closed”! Embers catching in open eaves is the most likely place a home will catch fire
  • Install dual paned windows with tempered glass to avoid the heat of a nearby fire breaking the window and creating an opening for embers to catch
  • Install screens in all windows
  • Decks should be built with “ignition resistant” materials and always clear vegetation from under deck that could catch fire.
  • Keep rain gutters free of debris
  • Address of home should be clearly visible from the road
  • Cover chimney with a non – flammable screen

For more tips and tips on creating defensible spaces and all things wildfire safety, visit https://www.readyforwildfire.org/prepare-for-wildfire/.

If you experience a loss or have any questions regarding a claim, we’re here to help. http://www.westernmutual.com/claims

Share your Favorite Grilling Marinade

Let’s spice things up a bit and share our favorite grilling marinades. With summer kicking off and grilling season’s arrival, nothing beats creating your own marinade or trying out an old family favorite. We polled staff for not-so-secret personal favorites and here is a great one!

  • 1/3 hot honey
  • 2/3 teriyaki
  • marinade for 2-3 hours in fridge for a sweet, spicy and islandy flavor!

Don’t forget to check out our grilling safety reminders video, and enjoy a delicious and relaxing grilling weekend!

Global Running Day

It’s Global Running Day! Whether you like to run alone, with a furry friend, or with your family or partner, running outside brings multiple benefits to your whole body and mind. The fresh air can be both invigorating and calming, and vitamin D is a great energy boost. Not to mention exercise brings endorphins. So get the music pumping or enjoy the sounds of the outdoors, grab those shoes and head outside for a jog, sprint, or a brisk walk.

Memorial Day

We observe this day in honor of all the men and women that gave the ultimate sacrifice for us. Recognizing that they risked their life to protect ours and fought for the freedom we get to appreciate every single day. May their efforts never be forgotten as we are the home of the free because of the brave, we thank you today and every day.

Holiday Weekend Ideas

Have Dinner Outside – Gather for a casual dinner outside to celebrate the unofficial start of summer.

Play Yard Games – Get the family outside with a fun yard game competition. Set out classic Memorial Day activities like bags, ring toss, and horseshoes.

Have a Picnic – Memorial Day weekend is the perfect time to head to a local park and eat outside. Pack up ready-to-go recipes and toss a picnic blanket in the car. Bring games, Memorial Day decor, and more for a fun day of family activities.

Go to the Beach – If you leave near an open beach, sink your toes into the sand and relax during Memorial Day weekend. Gather your family and head to the local shores.

Pay Respects -Pay tribute to those who served by visiting a nearby cemetery. Place flags and flowers on the graves and honor those who have fought for our country.

We Make it Easy!

Buying a home is already a complicated and time-consuming process, let us make one step easier for you and that’s getting insurance. In order to close on your dream home or finalize that refi, providing a quote from a carrier is needed…so why not get it from a rated A+ company?

Our agents are ready to assist you or you can always go online and retrieve a quote yourself in just minutes. There’s no obligation and we will assist in getting your policy switched to us even if it’s mid-term, penalty free!

Visit us online at www.westernmutual.com or call us at 1-877-968-8825.

Give Us a Call, We’re Here to Help

Western Mutual and Arizona Home strive to provide every customer top of the line service. We know that our success was made possible by you, our insured. And if you are currently in the market for new insurance, know that our agents are ready to help. You can visit us online at www.westernmutual.com or www.arizonahomeinsurance.com or better yet, give us a call at 1-877-968-8825.

Home Insurance or Home Warranty?

Homeowners insurance provides you the coverage necessary to know your home is protected against unexpected damages from perils such as fire, theft, vandalism, and civil commotion. However, when it relates to repairs or maintenance of your appliances, a home insurance policy does not cover those items, but a home warranty will.

Just like a car, one would not call their insurance for new tires or an oil change, the basic maintenance it needs, but instead refer to a potential car warranty that offered those services. The main difference between an insurance policy and a warranty policy is that the insurance on the home is mandated by the lender as opposed to the warranty that is not.

We hope that in sharing this vital information, we answer some concerns or doubts about your policy.

Be Water Wise

Clean, bountiful water is one of the most important resources around the world. No matter where you are in the world, you can do your part to conserve water by both saving water from being wasted and protecting water from becoming polluted. Here are some tips on being water wise as we go into hotter months.

Shorten your showers – On average, 18 gallons of water are used per person for a 10-minute shower. Reducing shower time can save millions of gallons if the majority would participate in quicker showers.

Do the dishes – Although the jury may be out on this still, dishwashers typically require more water than if one were to wash the dishes by hand.

Mulch, mulch, mulch – Mulch helps regulate soil temperature and retains water even in hot weather. This allows for the homeowner to use less water.

Fix Your Leaks – Hiring a licensed plumber to inspect water lines, or installing a wifi water sensor to detect early leaks can save you money on your water bill and help save you the money and hassle of water damage.

Basics of CPR

Knowing CPR can help save a life during a cardiac or breathing emergency. Remembering the CPR steps and administering them correctly can be a challenge, so while this is in no way intended to substitute for actual CPR training and cannot be considered CPR qualified unless you have completed registered training, we’ve shared the steps provided by American Red Cross below on how to properly perform life saving measures.
1.       Check the scene for safety
2.       Check for responsiveness, use the tap-shout-tap to assess if person appears unresponsive
3.       If they do not respond, call 9-1-1 or ask someone to do so
4.       Place person on their back on a flat surface
5.       Give 30 compressions with hands centered on chest and arms locked in place. Shoulders should be directly over hands as you compress about 2 inches allowing chest to return to normal position after each compression
6.       Open airway by tilting head back and check for obstruction in throat, if no obstruction, proceed by giving a breath at least 1 second long, enough for chest to rise
7.       Continue with sets of compression and 2 breaths until medical help arrives