Sleigh My Name, Sleigh My Name

Now that we got your attention…before you grab your ladder and boxes of lights, review our list of do’s and don’ts for hanging holiday lighting strands safely. If installed incorrectly, your sparkling lights may lead to your electrical system being damaged or even cause a house fire.

DO:

Examine light before hanging: Throw away any holiday lighting sets with cracked or broken sockets, loose connections or frayed or bare wires. Replace burned-out bulbs promptly with bulbs of the same wattage.

Use appropriate lights for indicated areas: Each box of lights will indicate whether they’re meant for outdoor or indoor display.

Consider using LED over incandescent bulbs: LED lights are about 75 percent more efficient than conventional incandescent lights. This makes your electrical load more than seven times smaller, according to the U.S. Department of Energy.

DON’T:

Power too many lights with the same outlet: Each standard circuit breaker is able to handle about 15 amps of current. However, when you add too many strings together, it is easy to overdraw power. This has the potential to cause some serious damage to your electrical wiring.

Never use staples, tacks or nails: They can damage the electrical wiring and cause frayed wires, which have the potential to shock or cause electrocution if mixed with water.

Connect LED and incandescent light strands: Simply because the power current that incandescent lights need is much larger of LED lights. So one connected to use the same current the LED string will burn out due to electrical overloaded.

We know strands of sparkling lights make your home feel merry and bright, especially on a gloomy December day but we implore you taking the recommended steps above to make it a safe and festive season.

Now What?

Many homeowners face natural disasters that force them to leave their belongings behind and evacuate their homes. Before returning, homeowners should ensure that local officials have determined that it is safe to re-enter their neighborhood. In addition to natural disasters, homeowners may have to leave their house if they experience a fire or ruptured pipe. Natural disaster or not, having to leave and return to a damaged home is not easy but should be dealt with some understanding of what to expect and how to react. Therefore, we have created this guide to assist you should ever go through this experience.

  • Inspect the property carefully to identify post-disaster hazards. Be vigilant of things such as mold, chemical spills, live wires and structural damage. Exit immediately if any of those items are discovered and call your insurance company.
  • Take photos of damage to the building and destroyed contents to document any losses you may have incurred. Again, call you insurance carrier right away.
  • Crews should have done a thorough clean up, however keep records and receipts for each cost incurred in cleaning up or repairing your home. Always ensure that a licensed company completes this work.
  • If you are temporarily allowed back for more supplies make sure you stay updated by going on social media, your state and local government websites, traditional media outlets (newspapers, radio, television) and/or town hall meetings.

Above all, should you ever experience a loss as described above please remain safe and attend to your well-being first.

Black Friday Savings

Are you looking to save a few more dollars before the mayhem of Christmas shopping?

Well then, we have the solution for you and there’s no reason to wait…especially on a day like today where savings are everywhere!

Give us a call to get your new homeowners insurance quote and see how much you can save. Even if you have an existing policy that hasn’t expired or is in the middle of its term, you can simply cancel and get a refund. We would be more than happy to help you switch and save.

If you prefer to speak to a sales representative about getting a quote or on how to switch carriers mid-term, please call us at 877-WMUTUAL (877-968-8825), extension 5344. Available Monday through Friday, 8:00 AM to 5:00 PM PST/PDT.

Thanksgiving 2021

Thanksgiving, the one holiday in which gifts nor candy bring out the smiles but family and friends do. This year, focus less time judging the turkey and stuffing and more time reflecting all that we have, which we take for granted each and every day. Soak in the moment and snap some photos to create ever lasting memories, be appreciative of all those who don’t get the holiday off and remember the small things like being able to see or hear all the affection around you. From all of us here at Western Mutual and Arizona Home Insurance, we wish you and your loved ones a Happy Thanksgiving!

Holiday Winter Prep

The holiday season is a time for being together with family and friends while making memories that will last a lifetime. This time of year is also a reminder to be grateful for what we have and thankful that we are able to celebrate it with loved ones. Western Mutual Insurance Group would like to extend the warmest of all wishes to all of our insured’s and their families. Our sincerest gratitude for allowing us to protect your home for over 75 years and hopefully for many more years to come.

As we head into these colder months, here are things that will help you prepare for your home for winter.

  • Check your spouts and gutters, clear them of any debris to ensure proper drainage
  • Clean chimney and have spark arrestor replaced, this will reduce the chance of an ember fire
  • Test your smoke and CO2 alarms, this may sound obvious but many homeowner’s forget
  • Shut down you sprinkler system and drain faucets, this avoids freezing and pipe breakages
  • Check trees, clear any overhanging branches and remove leaves from roof gutters
  • Be prepared with flashlights and batteries, cold weather can sometimes bring power outages

We hope you stay safe and warm this season!

Check Please!

The highest compliment we can receive is the referral of your friends and family.  For over 75 years, Western Mutual Insurance Group, has provided exceptional service at a competitive price and we’d love to share that same level of service with the people you care about the most.  As a token of our appreciation, we’ll reward you with $75 for each new referral we insure.

The best part about it, there’s no limit on how many referrals you can cash in on!

(*) In order to qualify for the reimbursement, both you and your referrals must have an active policy with us and their policy must be paid. If you don’t have an active policy with us, please call (877) 968-8825 or visit our website to get started on your free quote.

Staying Warm This Winter

Getting yourself ready for winter is a snap. Gloves? Check! Scarf? Right here. But readying your home for a long, cold season is another story. So, until someone invents a turtleneck sweater you can put around your house when it gets cold, there’s some prepping you need to do. This includes having alternate heating options if you decide not to use your fireplace or if you don’t have one.

First, consider thick clothing / blankets. It’s always more efficient to heat the body than trying to heat a room. So start with the basics, a pile of thick-insulating clothing and blankets can help warm you up quickly.

Remember to also have hand warmers on deck, these small long-lasting pocket warmers are great for continuous heat. They are also affordable and found at most hardware and convenient stores.

Another thing to consider is checking the seal of doors and windows and inserting draft guards where necessary. By reinforcing the seal around your windows and doors, you can eliminate cold air from entering.

Furthermore, adding thick curtains (preferably wool or cotton) can add an additional barrier of protection from the icy temperatures outside.

And of course, using electric space heaters can add the perfect touch of warmth your room was needing. If using a space heater, look for a model that shuts off automatically if the heater falls over. Place the heater on a level, hard and nonflammable surface in the home.

Stay safe and stay warm!

We’re Back!

That right!

We enjoyed it so much that we are doing another episode this month with our qualified Sales Agents who will be discussing and going over your insurance policy in detail.

We’ll be posting reminders next week, we truly hope you can tune in and watch as we review this important information.

If you miss it, don’t worry. Our video will be uploaded to all our social media platforms including our YouTube page.

See you then.

Simply, Thank You

Tomorrow is the day that we honor the more than 18 million brave men and women that have served our nation. Many whom left behind their family, loved ones and all they knew to stand on the frontlines and protect this country. Without those sacrifices from these valiant individuals we would be unable to enjoy so many things that we have grown accustom to. As a company, family member and proud citizen, together we would like to honor our veterans on this special day as well as each and every day.

“A true hero isn’t measured by the size of his strength, but by the strength of his heart”

Filing A Claim 101

As a preferred insurance company, we understand that filing a claim is not only stressful but can seem difficult to do. These unforeseen events cause more than just property damage but also leave you feeling hopeless and emotional. We want to let you know that help is available.

When discovering a potential claim at your home, we would like to remind you of some tips that’ll make the process easier:

Do; call your insurance company right away, do not wait for the risk or damage to become bigger.

Do; take steps to make reasonable temporary repairs to protect your property and you from further damage and loss. Don’t attempt any repairs that require a licensed professional, just any minor work to help prevent the loss from causing further damage.

Do; notify the police and file a report if the loss is due to theft.

Do; shut the water off immediately if you find water has started to cause damage or has flooded any space in your house.

Do; keep records such as receipts, photos and videos of your items within your home.

Do; hire licensed contractors to perform work on your home, even if no related to a claim… this is for your protection.

Don’t; call a third party to clean-up, patch or inspect conditions without contacting your insurance first.

Don’t; assume damages will not be covered or are not severe enough to be repaired. Call at the first sign and ask so that work can begin immediately.

Don’t; waste time looking for your policy information to call, we have several methods of locating your account.

We sincerely hope these tips will assist you if and when you need them.