Ready to get your grill on this summer?! Grilling during the summer is a popular activity, but it’s important to prioritize safety to prevent accidents and injuries. Here are some home safety tips to keep in mind when grilling:

Location and Setup:

Choose a safe location for your grill outdoors, away from any structures, combustible materials, or overhanging branches. Ensure your grill is placed on a stable surface and cannot tip over. Keep children and pets at a safe distance from the grill while it’s in use.

Propane and Gas Grills:

Regularly inspect propane tanks, hoses, and connections for leaks or damage. Follow the manufacturer’s guidelines for maintenance. Keep propane cylinders upright and stored in a well-ventilated area outdoors, away from heat sources. If you smell gas while cooking, immediately move away from the grill and call the fire department.

Charcoal Grills:

Use only charcoal starter fluids specifically designed for grilling. Never use gasoline or other flammable liquids to start the fire. Allow the coals to cool completely before disposing of them in a metal container. Do not dispose of them in or near combustible materials.

Fire Safety:

Keep a fire extinguisher nearby and ensure everyone in your household knows how to use it. Have a designated person responsible for fire safety during grilling, especially when children are present. If using a charcoal grill, never leave it unattended until the coals are completely extinguished. In case of a grease fire, turn off the burners and carefully place a lid on the grill. Do not use water to extinguish a grease fire.

Personal Safety:

Use long-handled grilling tools to avoid burns or injuries. Wear appropriate clothing, such as short or close-fitting sleeves, to prevent clothing from catching fire. Use oven mitts or heat-resistant gloves when handling hot grill surfaces or utensils.

Cleaning and Maintenance:

Regularly clean your grill to remove grease buildup, which can contribute to flare-ups. Check the grill’s components, such as burners and ignition systems, for any damage or blockages that may affect its safe operation. Follow the manufacturer’s instructions for proper grill maintenance and cleaning.

Remember, these are general safety tips, and it’s important to refer to your specific grill manual for any manufacturer guidelines or recommendations. By following these precautions, you can enjoy your summer grilling while ensuring the safety of yourself, your loved ones, and your property.

To get a quote or discuss how we can help you with choosing your home insurance provider, call us at (800) 234-2103 or get a free 30 second quote on westernmutual.com.

The most common types of homeowners insurance claims vary depending on several factors, including the region, the type of property, and the policy coverage. However, here are some of the typical types of homeowners insurance claims:

• Water Damage: This includes claims related to burst pipes, plumbing leaks, appliance malfunctions, and water seepage.

• Fire Damage: Claims resulting from fires, whether they are caused by faulty wiring, cooking accidents, or natural disasters such as wildfires. Fire damage claims can involve the repair or rebuilding of the home and replacement of belongings.

• Wind and Hail Damage: These claims are common in areas prone to severe weather conditions like tornadoes and hailstorms. They may include roof damage, broken windows, and structural issues caused by high winds or hail.

• Theft and Burglary: Claims related to theft and burglary can involve stolen possessions, damage caused during break-ins, and sometimes even temporary accommodation expenses if the home is uninhabitable after the incident.

• Liability Claims: Homeowners insurance often includes liability coverage if someone is injured on your property. These claims may arise from slip and fall accidents, dog bites, or other injuries that occur on your premises.

• Vandalism: Claims resulting from vandalism, including graffiti, intentional property damage, or destruction caused by individuals.

It’s important to note that the specific coverage and claim types may vary based on your policy, so it’s essential to review your homeowners insurance policy and consult with your insurance provider for accurate information regarding your coverage.

To get a quote or discuss how we can help you with choosing your home insurance provider, call us at (800) 234-2103 or get a free 30 second quote on westernmutual.com.