What should be included in your new home checklist?

Creating a checklist when moving into a new home can help ensure you address all necessary tasks and considerations. Here’s a comprehensive checklist you can use:

Essentials:

Change the locks on all exterior doors for security.

Test smoke detectors and carbon monoxide detectors, replace batteries if needed.

Locate and familiarize yourself with the main water shut-off valve, circuit breaker box, and gas shut-off valve.

Check for any leaks or plumbing issues.

Locate and test all light switches and outlets.

Utilities:

Transfer or set up utilities such as electricity, gas, water, sewer, trash, internet, and cable services.

Update your address with relevant service providers, banks, employers, and government agencies.

Safety and Security:

Set up safety measures for kids and pets – baby gates, lock cabinets, block outlets, etc.

Install a home security system if desired.

Consider installing motion-sensor lights around the exterior of the house.

Check window and door locks for security.

Install a security system.

Cleaning and Maintenance:

Clean the entire house thoroughly before moving in.

Schedule any necessary maintenance, such as HVAC servicing or pest control.

Check the condition of appliances and schedule repairs if needed.

Replace any non-functioning window or door screens.

Clean out gutters and downspouts.

Storage and Organization:

Plan storage solutions for each room, including closets, cabinets, and garage.

Purchase or install shelving, hooks, or storage containers as needed.

Interior Décor:

Plan the layout and design of each room.

Purchase furniture, rugs, curtains, and décor items.

Paint or touch up walls if desired.

Kitchen:

Deep clean appliances, cabinets, and countertops.

Check for any plumbing issues.

Stock up on essential kitchen items like utensils, cookware, and pantry staples.

Bathroom:

Deep clean fixtures, tubs, showers, and toilets.

Check for leaks or water damage.

Stock up on toiletries and bathroom essentials.

Landscaping and Outdoor Areas:

Plan landscaping and gardening projects.

Schedule lawn care services if needed.

Check for any outdoor maintenance tasks, such as gutter cleaning or roof inspections.

Documentation and Legalities:

Update your address and/ or use USPS mail forwarding.

Organize important documents such as home insurance policies, mortgage paperwork, and warranties.

Familiarize yourself with neighborhood regulations, HOA rules (if applicable), and local ordinances.

Set up or transfer utilities, as well as hone/ internet/ TV.

Neighbors and Community:

Introduce yourself to neighbors and get acquainted with the local community.

Research nearby amenities such as schools, parks, grocery stores, and healthcare facilities.

Emergency Preparedness:

Create an emergency evacuation plan and discuss it with your household members.

Assemble an emergency kit with essentials such as water, non-perishable food, first aid supplies, and flashlights.

By following this checklist, you can ensure a smooth transition into your new home while addressing all important tasks and considerations.

Visit us online at WestenMutual.com

Should I Shop for Home Insurance During Escrow?

Yes, it’s a good idea to start shopping for home insurance during the escrow process. Home insurance is a crucial component of protecting your investment, and having coverage in place is often a requirement from mortgage lenders.

Here are some reasons why you should consider shopping for home insurance during escrow:

Lender Requirement: Most mortgage lenders require proof of insurance before they finalize your loan. They want to ensure their investment is protected in case of unforeseen events like fire, theft, or natural disasters.

Closing Requirements: Home insurance is typically needed to close the deal. Sellers may also want assurance that the buyer has insurance coverage in place, especially if there’s a gap between closing and when the buyer moves in.

Coverage Options: Shopping for insurance early allows you to explore different coverage options and find the policy that best fits your needs and budget. This can take some time, and it’s better to have this sorted out before the closing date.

Avoid Last-Minute Stress: Securing insurance during escrow helps avoid any last-minute rush or stress. It ensures that everything is in order and ready for the closing process.

When shopping for home insurance, consider factors such as coverage limits, deductibles, liability coverage, and any additional coverage you may need for specific risks in your area. It’s advisable to get quotes from multiple insurers to compare prices and coverage options. Be prepared to provide information about the home, such as its size, age, construction materials, and any safety features.

Consult with your real estate agent and mortgage lender to understand their requirements and deadlines and ensure a smooth transition from escrow to homeownership.

Visit us online at WestenMutual.com